Introduction
When you use iReview Corporation’s (“iReview,” the “Company,” “Our,” “Us” or “We”) services, you’re trusting Us with your information. We understand this is a big responsibility and work hard to protect your information and put you in control.
This Privacy Policy is meant to help you understand what information We collect, why We collect it, how We use it, and how you can update, manage, and delete your information.
Who We are
We are iReview Corporation, an independent insurance agency located in Galesburg, Illinois. Our website, https://ireviewcorp.com, contains helpful information about life insurance and other insurance and investment products. It has a contact form for customers to complete in order for Us to contact them. By phone, We can be reached at 309-541-1022 or by email, office@ireviewcorp.com. Full contact information can be found under the Contact selection from the main website or at the bottom of any web page under the main site, https://ireviewcorp.com.
Changes to This Privacy Policy
We may add to, update, delete from or modify Our Privacy Policy at any time in Our sole discretion. We reserve the right, at any time and in Our sole discretion, to change the Privacy Policy. We may post or display notices of changes to the Privacy Policy on this Site. Once posted, these changes to the Privacy Policy become effective immediately.
If any change that We make is not acceptable to you, promptly stop using Our Services. If you continue to use Our Services, doing so is your agreement to be bound by those changes. You should check back regularly and review this Privacy Policy so that you are aware of the most current rights and obligations which apply to your agreement with us. Nothing in this Privacy Policy shall be deemed to confer any third-party rights or benefits to you.
What personal data We collect and why We collect it
Sources of Information:
Information that you provide directly to Us.
Using Our online tools; on applications or forms; during your transactions and communications with Us, Our representatives, or Our business partners (e.g., through telephone conversations, emails, text messages, or chats).
Forms & File Uploads:
When you contact Us through Our website there is a specific contact form. The information is clear at the point of entry. We require your full name, phone number, email address, mailing address is optional, what you are contacting Us about and information you request about how you want Us to help you. Any file uploads you provide must be in the form of a PDF, gif, bmp, png or jpg. We use this information to assist you in reviewing your insurance business needs.
Email and Chat:
Visitors and Members can communicate with Us over email or chat on the Sites by providing their first and last name, and email address. We will use this information to provide products and services relevant to you. Members may also share additional personal information with Us over chat or email when communicating about the Services. We may collect this information to provide you with the Services, such as to complete an insurance application to an insurance carrier.
Getting Insurance Estimates:
If you choose to use the Sites and Services to receive an insurance estimate, you will be required to provide Us with additional personal information We use in connection with providing the estimate. This may include (depending on the type of insurance) your age, gender, zip code, health information, and general details about your current insurance coverage (collectively, “Estimate Information”), as well as contact information including your first and last name, email address, and telephone number (“Contact Information”).
We use the Estimate Information to return results to you that assess your current coverage and/or provide recommendations for insurance products. We use the Contact Information to contact you regarding insurance products and Services.
Getting Quotes & Applying for Insurance:
To get an insurance quote, in addition to the Estimate Information described above, you may need to supply additional information, such as your date of birth, gender, occupation, social security number, address, smoking status, height and weight, family medical history, health history, driving history, and your citizenship status (collectively with Estimate Information, “Application Information”).
Collection and retention of sensitive personal data, such as data concerning health, etc, is stored in a secure computer system with restricted access
Cookies
We do not collect cookie information, or any other information about your location or your internet device that accesses Our website.
Analytics
We do not collect information for the purposes of analytics.
How We use your data and who We share your data with
We use information that We collect about you or that you provide to Us, including any Personal Information:
- To present our website and its contents to you.
- To provide you with information, products or services that you request from us.
- To insurance carriers, to provide Quotes and/or process and submit Applications for insurance coverage.
- To fulfill any other purpose for which you provide it.
- To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
- To notify you about changes to our Website or any products or services We offer or provide though it.
- To allow you to participate in interactive features on our Website.
- In any other way We may describe when you provide the information.
- For any other purpose with your consent.
We may disclose your information:
- To contractors, service providers and other third parties We use to support our business.
- To fulfill the purpose for which you provide it.
- For any other purpose disclosed by us when you provide the information; and/or with your consent.
- We may also disclose your Personal Information:
- to comply with any court order, law or legal process, including to respond to any government or regulatory request;
- to enforce or apply our TERMS OF USE and other agreements, including for billing and collection purposes; and/or
- if We believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers or others.
How long We retain your data
We will keep your data for at least the length of the term of your policy through Us. If We are no longer servicing your policy and you request your data be deleted from Our systems and files, We will remove and/or securely dispose of your data.
How We protect your data
iReview will use appropriate technical and organizational measures, including but not limited to any security measures required by applicable law, that are designed to:
- ensure the security and confidentiality of personal information.
- protect against any anticipated threats or hazards to the security or integrity of personal information
- protect against unauthorized access to or use of personal information.
Children Under The Age of 16
We offer the Services to businesses and individuals for the purchase and sale of life policy settlements, and it is not intended for use by minors, including children under the age of 16. We do not knowingly collect personal information from children under the age of 16 such that parental notice and consent under the Children’s Online Privacy Protection Act (“COPPA”) would be required. If you are a child under 16 years of age, you are not permitted to use the Services and you should exit this Site immediately.
In the event that We become aware that We have collected personal information from any child, We will dispose of that information in accordance with COPPA and other applicable laws and regulations. If you are a parent or guardian and you believe that your child under the age of 16 has provided Us with personal information without COPPA-required consent, please contact Us at office@ireviewcorp.com.